You can insure all your cars at once, or simply add cars individually from your online account when they come up for renewal. You can also customise the cover for each of the cars individually and adjust your excess per car, as well as decide on optional car rental for each car, set an agreed value of insurance for each car and add or remove a car anytime you want.
With most insurance companies, you can sort out your multi-car insurance online quickly and securely so you won’t have to take time out of your day travelling around individual brokers.
Same cover for all cars
The great thing about multi-car insurance is that you can get the same level of cover for every car under your policy. No matter if you add a third or fourth car later on once the policy has been agreed, most insurance companies will still offer full comprehensive insurance for all the vehicles included under the multi-car policy.
Cover multiple cars
Most multi-car insurance policies these days cover more than two cars so you can get cover for every driver in your house. Some companies will offer one complete discount no matter how many cars you have but others may deduct more depending on more than two cars. Check with each one to find out if you are getting the full discount you are entitled to before you sign.
Tailor the cover for each driver
Some drivers may require more cover due to the car they drive or how much driving they do so remember to tailor each policy to cover only what you need. Some drivers may need to add more miles to their policy, or require more comprehensive roadside assistance cover, and you need to make sure you are adequately covered in case of emergencies.
Home and Pet insurance
You may also receive discounts if you get your home, pet or life insurance through the same broker as your car insurance. If any of your other policies are up for renewal at the same time as your car, it is worth checking to see if you can save more money by getting them all at once.
Other discounts
If you buy multi-car insurance for all of your family, you can often get discounts on other family aspects of insurance too, such as with Budget Direct Home & Contents Insurance. But in order to do so, it’s important that you declare anything could affect your insurance such as Claims Free Discount where you’ve had no claims in the last 5 years, earning you an extra Claims Free Discount.
